Health Insurance

These days, the rising costs of health care make health insurance coverage a necessity. For most people, insurance is a huge component to planning their finances. The latest trends suggest that HMO insurance plans are down by 6% and indemnity and PPO plans are on the increase.

There are four major types of medical insurance available to meet the different healthcare needs of individuals and families. These include indemnity (Fee-for-Service), PPO (Preferred Provider Organization), POS (Point-of-Service Plan), and HMO (Health Maintenance Organization).

Take a look at the following table for a quick, general comparison of the different types of health insurance:

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