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Cigna Healthcare

This health care provider offers several medical insurance plans for small groups including cost effective indemnity plans, PPO plans, HMO plans with low or no-cost preventive care, and pharmacy plans.

Healthcare PPO & Healthcare PPO Plus

HealthCare PPO: provides access to participating physicians with no referrals, coverage for services out of the network, and preventive care options.

HealthCare PPO Plus: combines the freedom and open access of a PPO and the cost containment features of an HMO.

Healthcare HMO & Cigna Healthcare Network Plan

HealthCare HMO: gives your employees the highest level of care management and cost control. In addition, a wide range of wellness programs is offered such as informative publications, low-cost or no-cost preventive care, and valuable discounts on health and fitness-related services.

HealthCare Network Plan: is just like a traditional HMO where members choose a primary care physician to manage all of their care. Features include predictable out-of-pocket costs, virtually no paperwork, and coverage for emergency and urgent care, 24 hours a day, anywhere in the world.

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